NSDL Jiffy: Zero Balance A/C 3.0.4

NSDL Jiffy offers a digital banking solution with a zero balance savings account, catering to various payment and banking requirements. The app facilitates money transfers to any bank account, mobile/DTH and Fastag recharges, utility bill payments, insurance premium settlements, tax payments, trading account association, investment in top mutual funds, and provides attractive cashback offers.

• Powered by NSDL Payments Bank, a subsidiary of NSDL, the oldest and largest depository in India, the app extends essential banking services such as Digital Savings Accounts, Current Accounts, Payments Services, Prepaid Cards, Domestic Money Transfer (DMT) services, and more.

Open a Zero Balance Bank Account

• Experience 100% paperless online account opening.
• No need for branch visits or physical KYC; open an account using only Aadhar and Pan Card from the comfort of your home.

Get a Debit Card of your choice

• Receive a free virtual debit card instantly (RuPay, Visa, or Mastercard) for online transactions on platforms like Zomato, Swiggy, Myntra, Amazon, Flipkart, and more.
• Request a physical debit card for transactions at ATMs, Point of Sales (PoS), or merchant outlets/stores.

Transfer Funds across India

• Easily link your NSDL Payments Bank Savings Account with any UPI App for instant fund transfers.
• Benefit from quick money transfers through IMPS or NEFT to any bank account in India with immediate beneficiary addition and activation features.
• Check account balances and save beneficiaries for convenient payments.

Pay Utility Bills: Electricity, Gas, Water, Landline, and more

• Easily settle BSNL and MTNL landline bills without queues.
• Make mobile bill payments for major providers like Airtel, BSNL, Vodafone, Idea,Tata DoCoMo, MTNL,Jio etc.
• Seamlessly pay electricity bills across different service providers such as Adani,Tata Power,BESCOM,BSES,IGL,TNEB,MSEDCL etc.
• Simplify water, gas,and broadband bill payments and set up Autopay and reminders to avoid late fees.

Payment of Life Insurance Premiums

• Easily pay insurance premiums for top providers including ICICI Prudential,HDFC Life,Reliance Nippon,Tata AIA,and Future Generali India.

Pay Loan EMIs or instalments

• Conveniently pay EMIs for loans from renowned institutions such as Tata Capital Financial Services Limited,Motilal Oswal Home Finance,Loksuvidha,L&T Financial Services,IDFC FIRST Bank Ltd,Bajaj Finance,and more.

Recharge your mobile,DTH or Fastag

• Select the best plans and recharge Jio,Vodafone,Airtel,Idea prepaid mobiles easily.
• Recharge your Datacard/DTH connections from service providers like TataSky,SUN Direct,Airtel Direct,Videocon D2H.
• Easily recharge your Fastag from major banks like Axis Bank,Bank of Baroda,HDFC,and ICICI among others.

Mutual Fund Investments

• Invest in top performing Mutual Funds across different categories including Growth Fund,Equity Fund,Debt Fund,Liquid Fund,Index Fund,Hybrid Fund,Small Cap,Large Cap,and others.
• Explore tax-saving ELSS funds options,start SIPs,redeem,and switch funds effortlessly with just a few clicks.
• Transfer existing Lumpsum or SIPs from other platforms easily.

3-in-1 account: Savings,Demat,and Trading account in a single app

• Seamlessly link your trade account with NSDL Jiffy for secure trading experiences,enjoy fund transfer convenience between trading and savings accounts,set up auto-pay mandates for fund management in the trading account,and track and generate statements for trading transactions alongside daily banking dealings separately.

Safe and secure transactions

• Benefit from multi-layered secure processes involving MPINs and OTPs for secure transactions.

Offers and Cashbacks on different categories

• Avail discount offers on various categories including online shopping food ordering,lifestyle products,and health & beauty items amongst others.
• Enjoy exciting cashback offers on Bill Payments/Recharges.

If you have any concerns or queries,reach out to our customer care helpline at 022-42022100 or email us at [email protected] are here to assist you. Visit our website at: https://www.nsdlbank.com